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Why Choose Umesh Insurance?

Umesh Insurance offers services that are affordable and provide security to you and your family.

Trusted Expertise

We have decades of experience in providing insurance policies that fit your needs. Our team has been protecting families, businesses, and assets for quite a long time now and continues to do so without facing any issues.

Personalized Coverage

At Umesh Insurance, we offer flexible plans that are customized according to your needs. We design the plan to fit your lifestyle and budget without your focus shifting to anything other than the most important matters.

Fast Claims Process

Do not worry about the claim process, it is quite easy. We believe in providing a hassle-free, transparent claiming process which is handled with utmost care and speed for a smooth transition.

ICICI Lombard Third Party Car Insurance
  • CASHLESS GARAGES 5,600
  • CLAIMS SETTLED 88%
  • COMPREHENSIVE CLAIMS UNLIMITED
ICICI Lombard Third Party Car Insurance
  • CASHLESS GARAGES 5,600
  • CLAIMS SETTLED 88%
  • COMPREHENSIVE CLAIMS UNLIMITED
ICICI Lombard Third Party Car Insurance
  • CASHLESS GARAGES 5,600
  • CLAIMS SETTLED 88%
  • COMPREHENSIVE CLAIMS UNLIMITED
ICICI Lombard Third Party Car Insurance
  • CASHLESS GARAGES 5,600
  • CLAIMS SETTLED 88%
  • COMPREHENSIVE CLAIMS UNLIMITED
Car Insurance in 60 Seconds
  • Car No.Bike Policy Steps
  • Select Plan Bike Policy Steps
  • Policy Issued
Icici Lombard Car insurance starting from ₹ 2094/year*
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I have a brand new car
Client Testimonials

Understand why our customers chose Umesh Insurance

Frequently Asked Questions

Here are a few questions answered about our insurance policies

General Questions

What types of insurance do you offer?

At Umesh Insurance, we offer a wide range of insurance policies such as Life Insurance, Health Insurance, Auto Insurance, Travel Insurance, Home Insurance, Business Insurance, etc.

How do I buy an insurance policy?

To purchase a policy online, you can go to our website. Or, you can connect with us over the phone or visit our office. Our team will be there to help you find the best coverage for your needs.

Insurance Premium

When should I buy health insurance?

Purchasing health insurance at the earliest is the best. It is ideal to purchase the insurance right after starting your first job. This ensures that your medical emergencies are covered and you can benefit from lower premiums.

What factors affect my insurance premium?

There are a bunch of factors that the premium depends on such as age, health, type of coverage, amount, location, claims history, etc. Moreover, the auto insurance cases include driving record and the vehicle type as well.

Claims and Benefits

How does the claims process work?

To start the claim process, you need to notify us ASAP. After that, we will guide you through the process, documentation, and settlement for a quick and smooth resolution.

Are there any tax benefits on insurance premiums?

Yes, insurance policies do provide tax benefits. Policies including Health and Life Insurance offer tax benefits under sections that are applicable in the Income Tax Act. This helps us reduce your taxable income.

Technical Support

Can I have multiple insurance policies?

It is possible to have multiple policies. However, you must ensure that the total coverage plans should align with your financial needs.

What happens if I stop paying my premiums?

If you stop paying your premiums within the grace period, there are chances that your policy may lapse. The result will be termination of your coverage.